top of page


For over 25 years, the Big "I" Professional Liability Program underwritten by Westport Insurance Corporation (rated "Excellent" by A.M. Best) has been the premiere choice of IIABA member agents and brokers E&O insurance. Why? Because our program is a trusted source for the most comprehensive coverage in the marketplace.

Swiss Re

Fireman's Fund information follows Swiss Re.

Key features of this program include:

  • Claims made with full prior acts available

  • Broad definition of professional services and named insured

  • Available first dollar defense

  • Defense costs in addition to the limits of liability

  • Aggregate limits and deductibles

  • True world wide protection

  • Liberal extended reporting periods

  • Coverage for advertising activities including libel and slander

  • Various policy credit opportunities

Errors & Omissions E&O
Lyra Roberts, IIABA Big "I" Advantage   |   ph: (703) 706-5376   |   Alexandria, VA

Why Big "I" E&O?

Because not only does the program’s exclusive policy form provide market-leading coverage benefits, such as advertising activities and contractual liability, but a comprehensive loss prevention seminar is  available to help you avoid claims and improve business processes.

The Big “I” Risk Management website – E&O Happens ( offers exclusive risk management information and tools to help agency staff of Swiss Re Corporate Solutions policyholders avoid E&O claims and improve business practices.

The Westport policy form contains exclusive enhancements available only to members that write their E&O through the Big "I" Professional Liability Program.

Use this checklist (PDF)  to see how your current E & O policy measures up to Swiss Re/Westport's policy.

Fireman's Fund

The Fireman's Fund policy offers broad coverage tailored to insurance agencies. Fireman's Fund is currently rated A XV by AM Best and is the second largest provider of Agency E&O in the country.


The target is our members with gross revenues of $3,000,000 or less, a staff size of less than 30 employees, and have been in business for at least three years. The primary revenue source for these agencies will include traditional property and casualty sales, but may include ancillary income from Accident & Health, Life, Annuity and other financial products including securities. Coverage will not be provided for real estate activities associated with these P&C agencies.


  • Coverage for agencies where the primary source of their revenue is from traditional property and casualty sales.

  • Majority of business placed in standard markets

  • Minimum of 3 years in business under the current ownership or evidence of adequate licensed experience for the principal of the firm.

  • Favorable claims experience



  • Any Agency that does not derive a minimum of 60% of their revenues from the sale and/or servicing of property and casualty insurance products.

  • Any Agency acting as a real estate agent or broker, property manager or mortgage broker and does NOT carry separate E&O coverage for these activities.

  • Any Agency with revenue generated from the sales or administration of structured settlement annuities.

  • Any Agency that operates as a Third Party Claims Administrator (Claims TPA) for other than workers compensation plan.

  • Any Agency involved in the marketing, sales or servicing of Alternative Risk Transfer Arrangements, Captive Plans or Arrangements, Risk Retention Groups, or Risk Purchasing Groups.



  • A rated carrier

  • Specialized experience in claims settlement

  • Coverage for the sale of both P&C and L&H available

  • Admitted carrier

  • Broad definition of covered professional services and activities

  • Available first dollar defense

  • Provides coverage for services provided to Controlled, Owned, Related, and/or Managed entities

  • Policy limits available up to $10,000,000

  • Deductibles with aggregates

  • Full prior acts available

Lyra Roberts, IIABA Big "I" Advantage   |   ph: (703) 706-5376   |   Alexandria, VA

Need more information? Contact us today!

We are here to assist. Contact us by phone, email, or on social media.

bottom of page