Insurance Coverage for Your Agency

Fireman's Fund information follows Swiss Re

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For over 25 years, the Big "I" Professional Liability Program underwritten by Westport Insurance Corporation (rated "Excellent" by A.M. Best) has been the premiere choice of IIABA member agents and brokers E&O insurance. Why? Because our program is a trusted source for the most comprehensive coverage in the marketplace.

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IIA&B of ID, Inc.
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Idaho's E&O Administrator Amanda Juratovic
IIABA Big "I" Advantage
127 S. Peyton Street | Alexandria VA 22314
P: 703-706-5362

Key features of this program include:

·         Claims made with full prior acts available

·         Broad definition of professional services and named insured

·         Available first dollar defense

·         Defense costs in addition to the limits of liability

·         Aggregate limits and deductibles

·         True world wide protection

·         Liberal extended reporting periods

·         Coverage for advertising activities including libel and slander

·         Various policy credit opportunities

Why Big "I" E&O? Because not only does the program’s exclusive policy form provide market-leading coverage benefits, such as advertising activities and contractual liability, but a comprehensive loss prevention seminar is  available to help you avoid claims and improve business processes. 

The Westport policy form contains exclusive enhancements available only to members that write their E&O through the Big "I" Professional Liability Program.

Loss Control Credit Requirements

E&O Tips Regarding Certificates

Use this checklist (PDF)  to see how your current E & O policy measures up to Swiss Re/Westport's policy.

For questions contact Amanda Juratovic at (703) 706-5352 or 

The Big “I” Risk Management Website – E&O Happens ( offers exclusive risk management information and tools to help agency staff of Swiss Re Corporate Solutions policyholders avoid E&O claims and improve business practices.


The Fireman's Fund policy offers broad coverage tailored to insurance agencies. Fireman's Fund is currently rated A XV by AM Best and is the second largest provider of Agency E&O in the country.


The target is our members with gross revenues of $3,000,000 or less, a staff size of less than 30 employees, and have been in business for at least three years. The primary revenue source for these agencies will include traditional property and casualty sales, but may include ancillary income from Accident & Health, Life, Annuity and other financial products including securities. Coverage will not be provided for real estate activities associated with these P&C agencies.

Eligible Risks

  • Coverage for agencies where the primary source of their revenue is from traditional property and casualty sales.
  • Majority of business placed in standard markets
  • Minimum of 3 years in business under the current ownership or evidence of adequate licensed experience for the principal of the firm.
  • Favorable claims experience

Ineligible Risks

  • Any Agency that does not derive a minimum of 60% of their revenues from the sale and/or servicing of property and casualty insurance products.
  • Any Agency acting as a real estate agent or broker, property manager or mortgage broker and does NOT carry separate E&O coverage for these activities.
  • Any Agency with revenue generated from the sales or administration of structured settlement annuities.
  • Any Agency that operates as a Third Party Claims Administrator (Claims TPA) for other than workers compensation plan.
  • Any Agency involved in the marketing, sales or servicing of Alternative Risk Transfer Arrangements, Captive Plans or Arrangements, Risk Retention Groups, or Risk Purchasing Groups.


Coverage Highlights

  • A rated carrier
  • Specialized experience in claims settlement
  • Coverage for the sale of both P&C and L&H available
  • Admitted carrier
  • Broad definition of covered professional services and activities
  • Available first dollar defense
  • Provides coverage for services provided to Controlled, Owned, Related, and/or Managed entities
  • Policy limits available up to $10,000,000
  • Deductibles with aggregates
  • Full prior acts available
For questions contact Amanda Juratovic at (703) 706-5352 or 

E&O Tips Regarding Certificates

​These products and services below are available to IIABA members only. For membership information, please click here.

Group Long Term Disability Choices

Protect your ability to earn a living. Choose from three plan alternatives to fit your individual needs. This protection offers you up to $10,000 per month income benefit, optional cost of living benefit and family protection, special benefits for residual disability, your choice of waiting periods and waiver of premium.

Click here to download our brochure: 

Group Short Term Disability Choices

IIABA’s Short Term Disability plans protect you from loss of income during an illness or accident that lasts between one and 26 weeks and protect you against financial loss prior to the date your long term disability becomes effective. Both choices offer weekly income benefits up to $500 and special benefits for residual disability.

Click here to download our brochure: 

Group Term Life Insurance

Three plan options offer you and your employees affordable term life insurance. You may select the employees you wish to cover. Choose from three different benefit selections: 
  • Pays level amounts for all employees ranging from $10,000 to $100,000;
  • Pays one times yearly earnings;
  • Pays two times yearly earnings. Additional protection up to $500,000 and optional coverage for dependents is also available.
Click here to download our brochure: 
For more information about these important employee benefits programs, click here to email Christine Munoz, IIABA director of employee benefits, or call her at (800) 848-4401.



Turning Your Retirement Questions Into Answers

Having trouble deciding which retirement plan is right for you or your agency? Big "I" Retirement Services is here to help you choose which plan best meets your circumstances. We’ve worked with more than 1,000 agencies to help them achieve their retirement goals.

IIABA Support

With over 25 years in the retirement business, the Big "I" serves as a strong advocate for participating agencies. Whether it concerns a complicated transition from another provider, or perhaps a sale of the agency, we know your business, understand your market, and can grasp your needs.

Roll Over Your Plan and Save

Our advisers are available to all IIABA members to provide consultation on existing and new plans alike at no cost or obligation. At Big "I" Retirement Services, we consider you a member first, and a client second. Whether we’re building a new plan for your agency from the ground up or simply rolling over your existing plan in order to save you money with our low administrative fees, we strive to make your experience with us pleasant, professional, and hassle-free.

A Plan for Every Need

Whether your goal is to maximize owners’ contributions, lower your agency’s tax burden, or retain key employees, our retirement professionals can tailor and customize a plan to fit your needs.

Be Independent When you Retire.

We're the only retirement consultants who cater exclusively to independent agents and brokers. You can get your new plan or your exciting plan rollover started today with a free, no-pressure consultation. Call Christine Munoz at 800-848-4410 today to see how we can help you save. 

Click here to download the complete summary of plans.



Plans for Agencies 

  • Safe Harbor 401(k)
  • Regular 401(k)
  • SIMPLE 401(k)
  • Simple IRA
  • SEP

Plans for Individuals

Regular IRA

The Regular IRA allows you to contribute up to $5,000 per person in tax-deductible contributions (plus $1000 per person if age 50 or older).   There is no minimum balance requirements, no front-end or back-end sales charges, no restrictions on transfers between investment options, and no market rate adjustments for transfers between funds.

Roth IRA

The Roth IRA has all of the great program features and investment options as the IIAA Regular IRA.  It is eligible for non-deductible contributions up to $5,000 annually, but unlike the Regular IRA, it does not treat withdrawals as taxable income.  In a Roth, contributions can be withdrawn tax-free after five years and age 59 ½, or without penalty for the first home purchase and higher education.  A Roth IRA account may also be passed on to your heirs income tax-free.

Looking for contact information for your retirement account or IRA?

  • Retirement plans – 401k, Simple K, Safe Harbor K (800-848-4401)
  • IRA (800-848-4401)
  • Ascensus (866-547-8812) Click here for more info. (PDF)
  • Inspira (866-950-8398)
For information about your qualified plan’s investments, call Christine Munoz, Director, Employee Benefits at (800) 848-4401. Or, check out the latest rates of return below.
For any other information (e.g., plan design, provisions, etc.), please contact Christine Munoz, Director, Employee Benefits at (800) 848-4401 or