Turning Your Retirement Questions Into Answers
Having trouble deciding which retirement plan is right for you or
your agency? Big "I" Retirement Services is here to help you choose
which plan best meets your circumstances. We’ve worked with more than
1,000 agencies to help them achieve their retirement goals.
With over 25 years in the retirement business, the Big "I" serves as a
strong advocate for participating agencies. Whether it concerns a
complicated transition from another provider, or perhaps a sale of the
agency, we know your business, understand your market, and can grasp
Roll Over Your Plan and Save
Our advisers are available to all IIABA members to provide
consultation on existing and new plans alike at no cost or obligation.
At Big "I" Retirement Services, we consider you a member first, and a
client second. Whether we’re building a new plan for your agency from
the ground up or simply rolling over your existing plan in order to save
you money with our low administrative fees, we strive to make your
experience with us pleasant, professional, and hassle-free.
A Plan for Every Need
Whether your goal is to maximize owners’ contributions, lower your
agency’s tax burden, or retain key employees, our retirement
professionals can tailor and customize a plan to fit your needs.Be Independent When you Retire.
We're the only retirement consultants who cater exclusively
to independent agents and brokers. You can get your new plan or your
exciting plan rollover started today with a free, no-pressure
consultation. Call Christine Munoz at 800-848-4410 today to see how we
can help you save.
Click here to download the complete summary of plans.
Plans for Agencies
- Safe Harbor 401(k)
- Regular 401(k)
- SIMPLE 401(k)
- Simple IRA
Plans for Individuals
The Regular IRA allows you to contribute up to $5,000 per person in
tax-deductible contributions (plus $1000 per person if age 50
or older). There is no minimum balance requirements, no front-end or
back-end sales charges, no restrictions on transfers between investment
options, and no market rate adjustments for transfers between funds.
The Roth IRA has all of the great program features and investment
options as the IIAA Regular IRA. It is eligible for non-deductible
contributions up to $5,000 annually, but unlike the Regular IRA, it does
not treat withdrawals as taxable income. In a Roth, contributions can
be withdrawn tax-free after five years and age 59 ½, or without penalty
for the first home purchase and higher education. A Roth IRA account
may also be passed on to your heirs income tax-free.
Looking for contact information for your retirement account or IRA?
- Retirement plans – 401k, Simple K, Safe Harbor K (800-848-4401)
- IRA (800-848-4401)
- Ascensus (866-547-8812) Click here for more info. (PDF)
- Inspira (866-950-8398)
For information about your qualified plan’s investments, call
Christine Munoz, Director, Employee Benefits at (800) 848-4401. Or,
check out the latest rates of return below.
For any other information (e.g., plan design, provisions, etc.),
please contact Christine Munoz, Director, Employee Benefits at (800)
848-4401 or firstname.lastname@example.org